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When you pay by credit card, you are paying by CREDIT, which means there is no money coming out of your pocket at the moment when you sign the slip.

The store will collect the money from the company that issue your credit card. At the end of each month, the credit card company will send you the bill. When you pay your credit card bill, you are paying to the credit card company but no the store.

When you sign your $100 credit payment in the store, the store will acturally receive about $97 from the credit card company. $3 will be taken away. At the end of the month, you will receive the $100 bill from credit card company that you need to pay off. If you can not pay in full, you will see some interest charged the next month on top of whatever you owe to the credit card company.

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Replies, comments and Discussions:

  • 枫下家园 / 生活杂事 / 是不是收信用卡的地方哪怕我我消费1块钱也可以付信用卡?没有最低限额吧
    • minimum limit
      • 什么意思?是说有最低限额吗
        • yes
    • 信用卡公司没有这样的规定. 只是不同的商家有不同的规定, 你只管用就是了,不行的话收款员会告诉你.
    • Credit company will charge 3-4% of the transaction from the merchant. That is how credit card company make money. That is why lots of stores don't like to charge by credit. There should be no minimun limit.
      • 哦?有点糊涂了
        • When you pay by credit card, you are paying by CREDIT, which means there is no money coming out of your pocket at the moment when you sign the slip.
          The store will collect the money from the company that issue your credit card. At the end of each month, the credit card company will send you the bill. When you pay your credit card bill, you are paying to the credit card company but no the store.

          When you sign your $100 credit payment in the store, the store will acturally receive about $97 from the credit card company. $3 will be taken away. At the end of the month, you will receive the $100 bill from credit card company that you need to pay off. If you can not pay in full, you will see some interest charged the next month on top of whatever you owe to the credit card company.

          Clear?
          • 对信用卡是怎么回事清楚了。
    • 这个最低消费限额是各个商家自己定的。
      • 能举个例子吗?比如WALMARE大概是多少