那你应该算算你平时take care 这些account所花的时间,和你calc出来的amount除一除,看看时薪是多少
-zxcvb(明月如霜);
2005-11-14(#2608048@0)
我在原文解释了,只需要两个账号,一个mortgage, 另一个secured line of credit。根本不需要平时花时间进行特殊的管理。比起很多人三、四个账号 (ING Direct, PC Financial, BMO Mortgage, 等等) 省事多了。
-utopia(乌托邦);
2005-11-14(#2608669@0)
我的开户行是TD,知道TDHome Equity Line of Credit 有promotion吗?上次想开一个,就是嫌费律师用太高。
-xianmengyuan(闲梦远);
2005-11-14(#2608409@0)
象mortgage一样,Secured Line of Credit 不需要在开户银行。你可以在任何银行开。
-utopia(乌托邦);
2005-11-14(#2608659@0)
嗯,有道理,我在CIBC有账号,也有loc, 没有Secured Line of Credit, or Home Equity Line of Credit,像你说的,几乎没有超支可能,那么有就可cancel checking account,是否要重新申请支票和银行卡?
-xiaoyujiaxue(小雨&雪);
2005-11-14(#2608757@0)
For Home Equity(secured line of credit), 75% of appraised property value - principle owing on your mortgage. You may also get unsecured line of credit at prime + rate.
-23456789(大白呼);
2005-11-15(#2609760@0)
真心请教,我家的mortgage就是home equity line of credit,是不是mortgage贷错了?
-yuanfei(yuanfei);
2005-11-14(#2608829@0)
错不好说,但Home Equity Line of Credit 相当于variable open mortgage at prime rate, 自然不如 variable open, prime - 0.85 (BMO 或 CIBC 都可以拿到)合算,两者相差 85 base points, 对于一般家庭,可以说相当大。
-utopia(乌托邦);
2005-11-15(#2609210@0)
Is yours a "Line of Credit" product or a "mortgage" product? There are differences between the two, leading to different lending rates.
-utopia(乌托邦);
2005-11-15(#2610229@0)